Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . You will need to provide identification to show that you are the registered myki card holder. Pay down your credit card debt. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. To. You would think they could have done it over the phone. startxref Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. The call centre staff member told me "we're not a financial institution so it's not that simple". As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. Your myki smartcard expires after four years. Can You Get a Student Credit Card With No Income? Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. No. 3. <>stream I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! Then I begrudgingly bought a new Myki card. We'll block it and can arrange a refund to your new Mobile myki. How can I check the balance of my myki card? Myki card Myki card child pages. there's no excuse for this money-grubbing by the Myki corporation. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. If you're entitled to these additional benefits, you can access them by using your myki smartcard. Then he said he could order a replacement one to be posted to me. The costs of a balance transfer. 0000010193 00000 n You will need to provide identification to show that you are the registered myki card holder. Annual Fee: $0. If you have Mobile myki you can set Auto Load via the Google Pay app. 0000003374 00000 n Standard message rates apply. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. What are the best student credit cards for cash back? Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. 0000005119 00000 n Balance transfers usually go through in five to seven days, although they may take longer. A subreddit for Melburnians and Melbourne enthusiasts! Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. No. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> This will allow you to deactivate your Mobile myki. What is the best credit card for fair or average credit? 1. 0000004139 00000 n In my experience touching on is quicker than validating a metcard. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. After all, I was going to pay more money as opposed to the concession rate. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. It appears as a "Approved Level 2" request on my myki account on the website. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. Transfer registration. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. This is how I feel when people ask if I can fax them a form. I am only onto my second card because the first was lost. That's a lot of free money for Myki, which customers are unlikely to ever claim. No, you cannot transfer a balance from one Synchrony Bank credit card to another. In addition, it is not any companys responsibility to ensure all questions are answered. For example, one person can manage mykis for family or friends. A refund for an international payment card cannot be processed by the PTV call centre. Update the app and try again. For more information see Google Help and Support. Please note, balance transfer is not instantaneous. Your first touch on creates a 2 hour fare. I found that other card with $19.90 on it. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Then I begrudgingly bought a new Myki card. You probably want to transfer a balance to save money not spend more. Whats the Difference between Business Line of Credit vs. Business Credit Card? I have a card with $19.90 on it. I understand your frustration, especially when it's something that can be done quickly. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . If you have a Mastercard or VISA card you can get and top up a Mobile myki. 180 0 obj His expertise includes mortgages, loans, credit cards, insurance and international money transfers. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. Go to Settings > Connected devices > NFC. If you register your myki, you can set Auto Top Upand manage your myki. 0000118590 00000 n Mobile myki will now be reactivated on your phone, with your account details the same as before. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. If you travel occasionally pay as you go with myki Money. I never bothered to do it. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. You can register up to eight active mykis on an individual account. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. I still don't understand why though - what is the technology required to do this? If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . By phoning 1800 800 007. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. FAX?! Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. Enter the amount of debt you want . Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. You might also lower your overall monthly payments and turn multiple bills into one easy payment. Can someone explain why this isn't possible? %PDF-1.5 % 0000004362 00000 n 0000011139 00000 n 1. What are Your Rights as a Credit Card Holder? A Mobile myki expires after two years. 0000001429 00000 n The . If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. 0000117992 00000 n Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. It was in my wallet the whole time lol. 2. You can only activate a Mobile myki on one device at a time. endstream I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. Select the card with the best balance transfer offer available to you. Was told a main railway station can move the balance. Step 5: Apply for the New Card. Public transportation passes transfer on Google Pay android phones. Sorry, the Seniors Card program cannot replace lost myki cards. <>stream We recommend visiting the card issuers website for the most up-to-date information available. You can then see what Android version youre on. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. My old one is registered and everything with my account but there seems to be no way to import that one in. Meticulous in his research, he provides accurate and up-to-date information. I searched everywhere. I want to transfer the $19.90 to the card with $6.54 on it. This will allow you to deactivate your Mobile myki then reactivate it again. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. Balance transfer fees may apply. endobj Can You Pay Your Taxes With a Credit Card? Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). How to Add Authorized Users & Employee Cards on a Business Credit Card? Children, seniors and concession go card holders travel at 50% of the normal adult fares. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. You will need to provide identification to show that you are the registered myki card holder. Why is it impossible to transfer money online between different Myki cards? That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. Start the process by listing out your current credit cards, writing down each . The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. Your Mobile myki expires after two years. endobj If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. Mobile myki is different to an existing myki card. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. This will let you manage your myki as you would a physical myki card. If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. There must be hundreds of thousands of Myki card balances in this situation, if not millions. To use, simply: top-up your card tap on at the start of your journey tap off at the end. 0000006952 00000 n How to Process Credit Card for Consumers & Merchants? If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. We have this new thing called EMAIL. 0000002274 00000 n If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. So I had a mobile MyKi with around $6.xx balance on it. In a couple of weeks I will be renovating and furnishing a new house. Top up your myki WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. What is the best low interest credit card? Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. Well block your myki and arrange a replacement myki. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. Your current balance will be transferred to the new myki, which you can use immediately. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. But your balance can be transfer to another card at some of the PTV stations. You can manage your Adelaide metroCARD online by setting up an account. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Nor does your card expire after 90 days of not getting used. I was told there was nothing I could do for this one as it wasn't registered. The process begins when you submit a balance transfer application. Photo: 10255185_880/Getty Images. But yeah, a fair bit that is just backwards. Within the phone, go to Settings > Connected devices. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Press J to jump to the feed. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M What are the best cash back credit cards for fair credit? I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. But what if the amount is comparable to or less than the postage? If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. Music:. Privacy Policy. Carrying that balance is costing you $1,000 a year in interest. +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. If you're still travelling after 2 hours, you'll be charged a daily fare. You can register either when you buy your myki, or at a later date. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . You need to be connected to the internet to top up your Mobile myki. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. Manage another person's myki 0000008137 00000 n damage that exceeds normal wear and tear. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. About a week back, I went from Frankston to St. Albans, changing at Flinders. How long does it take to process a balance transfer from another company? 0000003801 00000 n Contact us to request the transfer. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. *Rates, fees or bonuses may vary or include specific stipulations. From a creditworthiness point of view, this number should be at 30% or lower. Renew driver licence. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. No. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. You may want to hire a professional before making any decision. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Easy, and only required every three years!! Only Mobile myki has the ability to charge you a fare via a myki device. 0000012144 00000 n You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Yes. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. I called customer service and was advised I needed to go in person to Flinders St station to do it. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. I called, they told me it couldn't be done and that I would need to fill out a form. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. To transfer Myki you need to deactivate the myki card and move to the new device. the PVT website says: "What to do with your myki when you leave Melbourne. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. For more information, visit the V/Line website. I'm in Adelaide. 183 0 obj What a frikkin waste of money! You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. Does a balance transfer happen automatically? Edited for typos. For more information, visit the V/Line website. Select the 'Activate' option. <> Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? 0000000016 00000 n Simply allow 24 hours for travel and transactions to appear. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. Myki credit, once on your card, does not expire after 90 days of not getting used. Please note, balance transfer is not instantaneous. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. Save. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. Any money on your card will be protected. Enter your card number and other required information.4 0000003206 00000 n What kind of retarded system is this? When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. Unregistered vehicle permit. Credit cards may set a minimum balance transfer fee of $5 or $10. The short version. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. hbbf`b``30 ap Make sure you pick a card that accepts balance transfers and has advantageous rates. Know your existing credit card's interest rates, balances, and balance transfer limits. What to Do If You Cant Get a Student Credit Card? You can manage up to 8 mykis through one account.